What are the benefits of being Pre-Qualified for financing?

The real estate market has many opportunities for investment.  When searching for your home we understand this is a very important decision and investment.  After finding the right home for you, there will be steps we need to take you through for a success in your home purchase.  In order to stand out and be in a position of purchasing power, obtaining a pre-qualification or pre-approval letter from a financial institute will enhance your position in your offer to purchase agreement.

1. Pre-qualification acts as a stronger position and more efficient manner of the loan application process. The mortgage lender will use details you provide about your credit, income, assets and debts to arrive at an estimate of how much mortgage you can afford. The whole process may take only minutes or a few hours at most, and is free. This will put you in a much better position when in competition in the offer process, and stronger position in buying power.

2. While a "pre-qual" is a first step, (because the information you provide has not been verified), it does serve as a good faith indication to potential sellers of your general creditworthiness.

3. These days most sellers will want to accept an offer with a minimal of at least a pre-approval letter, so if you are serious about buying this is the first step towards getting you in your new home.


We want our buyers in the strongest position possible in the market place.  We understand the market conditions and positioning of strategy in the home buying process.  Knowledgeable buyers are lead by Knowledgeable real estate professionals, lets get us working for you, we are ready!

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